Health and Wealth Management
Individual Services
Are you taking advantage of all of the benefits that you are entitled to?
Listed below are some of the services offered in our quest to make sure you are living your best life possible and prepared for the future! Reach out today to see how we can help you!
Strategizing
We'll set your goals and decide how best to achieve them
We'll go through your current healthcare coverage and/or life insurance coverage thoroughly and make sure that you are covered for whatever life throws at you! Once we have identified what you should have to be adequately protected, we will explore all available options and find the plans that work best for you!
Medicare Review and/or Enrollment
We'll make sure you're enrolled in the best Medicare policy for you
If you are new to Medicare, we'll determine your individual needs and give you all the information necessary to help you decide whether you need Original Medicare, Original Medicare with a supplement plan, a stand-alone prescription drug plan, or a Medicare Advantage plan. Every year, we will review those plan choices and make sure that you still have the best policy for your specific needs.
Individual Health Insurance
Review healthcare needs and enrollment options
We'll review your current healthcare policy and make sure you have the coverage that you need. Outside of open enrollment in the Federal Marketplace, there are special enrollment periods for certain circumstances. If none of those are applicable, short-term health care plans are available outside of open enrollment.
Life Insurance Needs Review
Review current policies if applicable and make sure you're adequately covered
We will do a thorough policy review of any insurance policies that you currently own and will make sure that you are not only educated on the different types of policies, but are getting all of the riders that you are entitled to. Once we have determined what your needs are, we will work together to find the right plan for you!
Indemnity Plans for Covered Services
Money paid directly to you for a variety of scenarios
We offer indemnity plans that reimburse you directly for the cost of certain medical-related circumstances, including deductibles for hospital stays, home health care services, prescription drug costs, dental and vision expenses, and a multitude of other options. We will tailor the policy directly to your needs so you are only paying for what's important to you.
Simple Estate Planning
Do you need a Will made or updated?
Basic estate planning is essential for ensuring that your wishes are clearly documented and legally protected in the event of illness, incapacity, or death. Having key documents such as a current Last Will and Testament allows you to specify how your assets will be distributed, while a Living Will outlines your preferences for medical care if you are unable to communicate. A Power of Attorney designates someone you trust to make financial or healthcare decisions on your behalf. Together, these tools help prevent family disputes, reduce stress for loved ones, and ensure that your personal, medical, and financial matters are handled according to your intentions.
Let's sit down together to make sure you have all of these documents in place. A little bit of planning ahead goes a long way!
Annuities
Is an annuity right for you?
A fixed annuity stands as a reliable cornerstone in the foundation of a secure retirement plan. It offers the dual benefits of predictable income and principal protection, ensuring that investors receive a guaranteed rate of return and a steady stream of payments for the duration of the contract. This financial vehicle is particularly advantageous for those seeking to avoid the volatility of the stock market, as it provides a stable and consistent income regardless of market fluctuations. Additionally, fixed annuities can offer tax-deferred growth, allowing earnings to compound over time without immediate tax implications. This makes them an attractive option for individuals looking to maximize their retirement savings and ensure a stable financial future. Let's talk today to explore the benefits and see if this is right for you!